Small Leaks, Big Problems

Unnoticed water leaks can be among the most catastrophic causes of household property damage. And water damage is on the rise.

About 1 in 50 homes experiences water damage or frozen pipes each year, according to insurance data aggregator ISO. Currently water damage accounts for almost 50% property damage losses, up from about 25% in 2011.

Examples of Damage Caused by Leaks

stylized graphic of a flooded house

A pipe with a leak 1/32” wide, about the thickness of a dime, will produce 264 gallons/day. That’s enough to fill an 8-foot-square room with 6” water.

stylized graphic of a bathtub/shower unit with water coming out of the showerhead and falling into the tub

If you’re gone for two weeks on vacation and your ice maker leaks at the rate of 1 drip per second, it will produce 115 gallons of water. That’s enough to fill 1.5 bathtubs.

Consider a Leak Defense System

One way to prevent or limit the likelihood of water damage in your home, consider installing a Leak Defense System.

There are a number of manufacturers who make these devices. They can range from providing a simple alert, to automatically shutting off the flow of water in your home if a leak is detected.

We think these devices are a smart solution for all homeowners, but would recommend it even more to individuals who own a secondary home.

Available Systems

There are many systems available on the market currently, and it seems that new solutions are being developed regularly. MetzWood Insurance has not tested the effectiveness or features of all of these systems, but here is a list of endorsed systems from some of our insurance carriers:

We recommend that you speak with a qualified plumbing company to help determine the best solution for you and your home. Before purchasing a system, you will also want to consider things like access to and availability of power outlets near your water main, and making sure you can get a strong Wi-Fi signal to that area.

You may qualify for a discount on your policy for installing one of these devices. Call or text (518) 392-5161, or email your advisor to find out more.